Chocolate Chip Banana Bread

Golden brown chocolate chip banana bread loaf with melted chocolate chips on top Pin It
Golden brown chocolate chip banana bread loaf with melted chocolate chips on top | spoonfulsaga.com

This classic chocolate chip banana bread combines ripe bananas with melted butter and two types of sugar for incredible moisture. The batter comes together quickly—mash the bananas, whisk in the wet ingredients, then fold in the flour and chocolate chips. Bake for about an hour until golden and a toothpick comes out clean.

The result is a tender, flavorful loaf with pockets of gooey chocolate throughout. Perfect for using overripe bananas, this bread makes an ideal breakfast, afternoon snack, or dessert. Serve slightly warm for the best texture.

The smell of overripe bananas sitting on my counter always makes me smile because I know exactly what destiny awaits them. My roommate used to complain about the brown spots, but now she's the first one asking when the banana bread will be ready.

Last winter, during that week where it snowed for three days straight, my friend showed up with frozen bananas she'd been saving. We spent the whole afternoon baking bread and drinking tea while watching the snow pile up outside.

Ingredients

  • 3 ripe bananas mashed: The browner and spottier the better because they're sweeter and mash into a smooth puree that distributes evenly throughout the batter
  • 75 g unsalted butter melted: Let it cool slightly before mixing so it doesnt scramble the eggs when you add them
  • 100 g granulated sugar: Creates that lovely caramelized crust on top while keeping the crumb tender
  • 50 g light brown sugar: Adds depth and a subtle molasses flavor that pairs perfectly with chocolate
  • 2 large eggs: Room temperature eggs incorporate better into the batter for even rising
  • 1 tsp vanilla extract: Dont skimp here because it bridges the gap between banana and chocolate flavors
  • 190 g all-purpose flour: Provides structure without making the bread too heavy or dry
  • 1 tsp baking soda: The leavening agent that gives the bread its lift and lightness
  • ½ tsp salt: Enhances all the other flavors especially the chocolate
  • 150 g semi-sweet chocolate chips: Semi-sweet balances the sweetness of the bananas while still feeling indulgent

Instructions

Preheat your oven:
Set it to 175°C and line a 9x5 loaf pan with parchment paper leaving overhang on the sides for easy removal later
Mash the bananas:
Use a fork or potato masher until theyre completely smooth with no large lumps remaining
Combine the wet ingredients:
Whisk the melted butter sugars eggs and vanilla into the mashed bananas until everything is fully incorporated
Mix the dry ingredients:
In a separate bowl whisk together flour baking soda and salt until well combined
Combine and fold:
Pour the dry ingredients into the wet mixture and stir gently until just combined then fold in the chocolate chips
Bake until golden:
Pour into your prepared pan and bake for 50 to 60 minutes until a toothpick comes out with just a few moist crumbs
Cool completely:
Let it rest in the pan for 10 minutes then transfer to a wire rack before slicing
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Slice of moist chocolate chip banana bread served on a white plate | spoonfulsaga.com

My grandmother never measured anything but somehow her banana bread was always perfect. I watched her once trying to catch her secrets and she just laughed and said you know when it feels right.

Getting The Right Banana Sweetness

Those ugly brown spotted bananas might look past their prime but theyre actually at peak flavor. The starches have converted to sugars making them naturally sweet and much more aromatic than yellow bananas.

Preventing A Soggy Center

If your bread consistently comes out underdone in the middle try tenting it with foil after 35 minutes of baking. This protects the top from burning while giving the center time to finish cooking through.

Storage And Serving Suggestions

This bread actually tastes better on day two when the flavors have had time to meld together. Wrap it tightly in plastic or store in an airtight container at room temperature.

  • Warm individual slices in the microwave for 15 seconds before serving
  • Toast slices and spread with salted butter for breakfast
  • Serve with vanilla ice cream if you want to turn it into dessert
Freshly baked chocolate chip banana bread cooling on a wire rack Pin It
Freshly baked chocolate chip banana bread cooling on a wire rack | spoonfulsaga.com

Theres something so comforting about the ritual of banana bread. Simple ingredients transforming into something that makes the whole house smell wonderful.

Common Questions

Insert a toothpick into the center of the loaf. If it comes out clean or with just a few moist crumbs, the bread is ready. A clean toothpick with no batter means it's perfectly baked.

Yes, frozen bananas work beautifully. Thaw them completely before mashing, and drain any excess liquid. The bananas should be very ripe with plenty of brown spots for the best flavor and sweetness.

Overmixing the batter can cause dense bread. Stir the dry ingredients into the wet mixture just until combined—some small lumps are fine. Overmixing develops too much gluten, creating a tough texture.

Wrap the cooled bread tightly in plastic wrap or foil and store at room temperature for up to 3 days. For longer storage, refrigerate for up to a week. You can also freeze slices for up to 3 months.

Absolutely. Chopped walnuts or pecans add wonderful crunch and complement the chocolate. You can also swap chocolate chips for chunks, or add a pinch of cinnamon to the dry ingredients for extra warmth.

Chocolate Chip Banana Bread

Moist banana bread loaded with semi-sweet chocolate chips. Ready in just over an hour.

Prep 15m
Cook 55m
Total 70m
Servings 10
Difficulty Easy

Ingredients

Wet Ingredients

  • 3 ripe bananas, mashed
  • 1/3 cup unsalted butter, melted
  • 1/2 cup granulated sugar
  • 1/4 cup light brown sugar
  • 2 large eggs
  • 1 tsp vanilla extract

Dry Ingredients

  • 1 1/2 cups all-purpose flour
  • 1 tsp baking soda
  • 1/2 tsp salt

Mix-ins

  • 3/4 cup semi-sweet chocolate chips

Instructions

1
Prepare the Oven and Pan: Preheat the oven to 350°F. Grease and line a 9x5-inch loaf pan with parchment paper.
2
Combine Wet Ingredients: In a large bowl, mash the bananas. Stir in melted butter, granulated sugar, brown sugar, eggs, and vanilla extract until well combined.
3
Mix Dry Ingredients: In a separate bowl, whisk together flour, baking soda, and salt.
4
Combine Mixtures: Add the dry ingredients to the wet mixture and stir gently until just combined—do not overmix.
5
Add Chocolate Chips: Fold in the chocolate chips.
6
Pour and Prepare Batter: Pour the batter into the prepared loaf pan. Optionally, sprinkle extra chocolate chips on top.
7
Bake the Bread: Bake for 50–60 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
8
Cool and Slice: Allow to cool in the pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.
Additional Information

Equipment Needed

  • Mixing bowls
  • Measuring cups and spoons
  • Whisk or fork
  • 9x5-inch loaf pan
  • Parchment paper
  • Spatula

Nutrition (Per Serving)

Calories 240
Protein 3g
Carbs 36g
Fat 9g

Allergy Information

  • Contains eggs, wheat (gluten), milk, and may contain soy (in some chocolate chips).
  • Always check chocolate chip packaging for possible nut or soy cross-contamination if allergies are a concern.
Audrey Bennett

Audrey shares approachable, flavorful recipes and practical kitchen wisdom for fellow food lovers.